Buying Real Estate in Bali as an Expat: What You Need to Know

Why Expats Are Buying Real Estate in Bali in 2025

Bali’s no longer just a getaway spot. These days, it’s where people are building lives. Whether it’s the surf, the spirituality, or just that slower, sunnier rhythm, thousands of expats are trading their city commutes for sunsets and scooters.

And with that shift, buying real estate in Bali has become more than just a dream — it’s a real goal for many. But buying property here isn’t like back home. You’ve got to know the rules, the right way to do things, and who to trust. That’s what this guide is here for — a plainspoken breakdown of how to do it right, without losing sleep (or your savings).

Can Foreigners Buy Real Estate in Bali Legally?

Yes — but not in the same way you might in your home country.

Indonesia’s property laws restrict direct land ownership by foreigners. That said, thousands of international buyers legally own and profit from property here every year.

Here are the two main routes:

• Leasehold – You lease the property for 25–30 years, with options to renew. It’s the most common, flexible, and straightforward path for expats and investors. And yes — it’s 100% legal.

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• PT PMA Company – You establish a foreign-owned company in Indonesia. This company can hold a “Right to Build” title — the closest option to freehold ownership for foreigners.

Bottom line: Buying in Bali is absolutely possible. The key is doing it right, and that means working with trusted legal and property experts who know the process inside out.

Best Property Types for Expats in Bali

So what kind of home are you dreaming about?

Here’s what most expats look at:

• Villas: Think private pool, garden, and space to breathe. Great for living or renting on Airbnb.
  
  
• Houses: Usually cheaper than villas and located in more local neighborhoods. Good option if you’re planning to stay a while.
  
  
• Apartments: Not super common in Bali (yet), but they’re popping up in areas like Canggu and Uluwatu.
  
  
• Eco-homes: If you’re the type who cares about sustainability and off-grid living, Ubud is your spot.
  
  

Whether you're just browsing Bali houses for sale or seriously planning to buy a villa in Bali, the key is choosing something that fits your lifestyle, your budget, and — most importantly — your legal status.

Locations That Are Expat-Friendly in 2025

Bali is full of little pockets that attract different types of people. Here’s a quick vibe check on the most expat-friendly places this year:

• Canggu: Trendy and full of life — co-working spots, surf, yoga studios, and hip cafes. Young expat central.
  
  
• Uluwatu: Quiet, upscale, and surrounded by cliffs and waves. Great if you like your privacy and a bit of luxury.
  
  
• Ubud: Tucked into the jungle. Yoga, wellness retreats, and lots of greenery. Slower pace, spiritual crowd.
  
  
• Sanur: Calm and coastal. Not as flashy, but perfect for families or anyone looking to settle down and relax.
  
  

There’s no “best” place — just what feels right for you. All of these areas have great Bali property for sale, depending on what you’re looking for.

How to Work with a Trusted Property Agent in Bali

A good agent can make things simple. A bad one? That’s how you end up in legal trouble or overpaying for something you didn’t need.

Here’s how to spot the right agent:

• They live here. They know the neighborhoods, not just the listings.
  
  
• They’ve got happy clients and real reviews — check online.
  
  
• They don’t rush you. If someone’s pushing too hard, walk away.
  
  
• They explain ownership terms clearly and don’t hide the fine print.
  
  

And don’t just go with the first agent you meet. Interview a couple. Ask questions. The right one will be transparent and connect you to legal help when needed — not just show you pretty villas.

Steps to Buying Real Estate in Bali as an Expat

Here’s what the process looks like — no fluff:

1. Figure out your budget and your ownership route — Leasehold or PT PMA?
   
   
2. Find a good agent — Not your friend’s cousin. Someone experienced.
   
   
3. View some properties — In person or online if you’re not in Bali yet.
   
   
4. Get legal help — A notary or lawyer needs to verify the land and check documents.
   
   
5. Negotiate and sign — Make sure you understand every clause.
   
   
6. Make payments and finalize — Through proper legal channels only.
   
   
7. Move in or rent out — And celebrate smart investing.
   
   

Buying property abroad sounds intimidating, but with the right people on your side, it’s absolutely doable.

Is Buying Real Estate in Bali Worth It for Expats?

Short answer? It can be — if you do it right.

Here’s why people are investing:

• Rental income is solid — in touristy areas, 8–12% yearly isn’t uncommon.
  
  
• You get a lifestyle upgrade and an investment.
  
  
• Property values are still rising in hot spots like Canggu and Uluwatu.
  
  
• Even leasehold properties can be renewed, sold, or passed on.
  
  

If you're smart about it, buying in Bali isn’t just about “owning a piece of paradise” — it’s also about building real value over time.

Key Takeaways for Expat Buyers in Bali

Buying real estate in Bali doesn’t have to be complicated. In fact, for many expats, it’s turned out to be one of the best decisions they’ve made.

Just keep three things in mind:

• Know the legal game — don’t skip the paperwork.
  
  
• Find people you trust — especially your agent and notary.
  
  
• Don’t rush — the right property will come at the right time.
  
  

If you’re thinking about buying a home in Bali — whether it’s for lifestyle, investment, or both — LeyLines is here to help.

We’ve worked with expats from all over the world to safely and confidently buy property on the island. From sorting out leaseholds to finding that perfect villa, we’ve got your back.

👉 Get in touch today, and let’s start your Bali journey the right way.